Latest Payoffs!

I paid a ton of stuff off last month. See?

• My mortgage. Currently up to date! Not behind!!
• I also currently owe $400 to my HOA. PAID
• One car payment. Currently up to date! Not behind!
• I have a Victorias Secret card with a balance of $97 PAID
• I have a Best Buy card with a balance of $279 PAID
• I have a Target card with a balance of $161 PAID
• I owe Finger Hut $1234 $1209
• We have a joint Texell Credit Card with a balance of $1383 $900
• We have a joint Texell loan for our swimming pool, balance of $2300 PAID
• 1 loan from Security Finance, balance of $1500 $1150
• 1 loan with Family Loans, balance of $1000 $820
• My daughters 3rd grade homeschool balance $500 PAID
• College Network (AKA HORRIBLE joke loan), balance of $6042 (and I have NO idea what this amount is right now. They don't send regular statements AND they never answer their phone.)

BUT TODAY... I paid off Fingerhut and my Family Loan.

So..... now it looks like this:

Heres the original list with some NEW modifications!!!!

• My mortgage. Currently up to date! Not behind!!
• I also currently owe $400 to my HOA. PAID
• One car payment. Currently up to date! Not behind!
• I have a Victorias Secret card with a balance of $97 PAID
• I have a Best Buy card with a balance of $279 PAID
• I have a Target card with a balance of $161 PAID
• I owe Finger Hut $1234 $1209 PAID
• We have a joint Texell Credit Card with a balance of $1383 $900
• We have a joint Texell loan for our swimming pool, balance of $2300 PAID
• 1 loan from Security Finance, balance of $1500 $1150
• 1 loan with Family Loans, balance of $1000 $820 PAID
• My daughters 3rd grade homeschool balance $500 PAID
• College Network (AKA HORRIBLE joke loan), balance of $6042 (and I have NO idea what this amount is right now. They don't send regular statements AND they never answer their phone.)

I'm so excited!!!!!  YAY ME!!

Until next time!!

Guess what!

I have been slacking on blogging lately. It's not that I didn't want to, believe me I did! However, my horrible new English teacher is putting me through the ringer at school. Plus I am working ALL the time it seems.
On a side note, I find out my nursing school fate in 23 days! I am so excited. I also discovered that the program at my job I was going to use to pay for nursing school and allow me to NOT work, is not happening this year. Apparently they don't have "placement" for us once we graduate.... in 2015. Ridiculous.

Therefore, I will probably be going back to pedi home health soon. Which is fine with me, the hours are much better. I can work as little or as much as I want.. plus I will be able to study. Don't get me wrong, I will really miss my 3J peeps and the Veterans, but there is no way I can work full time, go to school full time, homeschool Jaida, and be able to spend time with my hubby.

......On to the good stuff!!  The real reason I am so excited about this blog today.

As of today, I got rid of the three credit cards I had, paid off my swimming pool, paid my HOA fees, paid off Jaida's school, and put $800 into my Emergency Savings Fund.

Here is the original plan I had in December for the upcoming year:

Debt

Heres the original list with some NEW modifications!!!!

• My mortgage. Currently up to date! Not behind!!
• I also currently owe $400 to my HOA. PAID
• One car payment. Currently up to date! Not behind!
• I have a Victorias Secret card with a balance of $97 PAID
• I have a Best Buy card with a balance of $279 PAID
• I have a Target card with a balance of $161 PAID
• I owe Finger Hut $1234  $1209
• We have a joint Texell Credit Card with a balance of $1383  $900
• We have a joint Texell loan for our swimming pool, balance of $2300 PAID
• 1 loan from Security Finance, balance of $1500  $1150
• 1 loan with Family Loans, balance of $1000 $820
• My daughters 3rd grade homeschool balance $500 PAID
• College Network (AKA HORRIBLE joke loan), balance of $6042 (and I have NO idea what this amount is right now. They don't send regular statements AND they never answer their phone.)

Looking better, right?!

I have already started planning on how to pay off at least one of my silly loans. I'll promise you this, I will NEVER take out another loan again. EVER.

I am so proud of my progress, and how much I have grown to love budgeting and saving money. I cannot wait to attend Dave's University classes with my coworker, and becoming DEBT free (minus my house and car) by next summer. I will also walk across the stage next summer and get pinned as an RN. woot! Good things are coming for me and my family.

Oh, and I promise I'll be better about updating this blog. I won't let my evil teacher stand in the way again. I hope!


Until next time!